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KeyBank Routing Numbers and Wire Transfer Instructions

KeyBank Routing Numbers and Wire Transfer Instructions

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Quick find guide:
How do I find routing numbers?

1. Look at the bottom left of your KeyBank paper check.


2. If you live in , we've compiled a list of your essential routing numbers for KeyBank.
ABA: See Website
ACH: See Website
Wire Transfer: See Website
SWIFT/BIC Code for USD Denominated Transfers: KEYBUS33


3. Simply visit here to view all the KeyBank routing numbers for each routing number associated with all regions.


4. View the routing numbers on KeyBank's website.

What is a routing number?

ABA: (American Bankers Association number), also known as a Routing Transfer Number (RTN) is a nine-digit code that normally appears on the bottom of paper checks. This routing number is used to correctly identify the issuing financial institution. ABA numbers can be the same as wire numbers, and vary from financial institution. Ensure you check with your bank that you're using the right one.

ACH: (Automatic Clearing House number) is an electronic payment delivery system primarily used for direct deposits, making payments, and collecting funds. Most employers will use this routing number when setting up direct deposits for employees pay. It can also be used for when setting up auto-pay with different companies.

Wire: Some banks will require a different routing number used for wire transfers. It can be the same as an ABA or ACH number, and varies on the issuing institution. Simply the fastest method of sending/receiving funds, unless you are using a service like Transferwise, in which funds would be transferred immediately. Money can be available in as little as one day with a wire transfer, but international wire transfers could require you to wait up to six business days. The only downfall with this payment method is that financial institutions will charge large fees associated with the quick availability of funds.

SWIFT/BIC: (Society for Worldwide Interbank Financial Telecommunication / Bank Identifier Code) is a code used to identify financial institutions worldwide. The code can be 8 or 11 digits long, and will have different parts associated with it. The first four characters identify the bank, the next two will identify the country, and the last two will identify the location. If the code is a total of 11 digits, the ending three digits will identify the branch. If the last three are XXX, this means that the SWIFT/BIC code belongs to the main branch. Anything deviating from XXX will identify a secondary or local branch.